Privacy Policy

Your privacy matters to us. This Privacy Policy explains how WhatAmIOwedCalculator.com handles information when you use our website and calculators.

Information We Do Not Collect

We do not require you to create an account, and we do not ask for personally identifiable information such as your name, address, phone number, or Social Insurance / Social Security number.

For most calculators on this site, the values you enter (such as hours worked, pay rates, or amounts owed) are processed locally in your browser and are not stored or transmitted by us. One exception is described below.

Optional Email Estimate Feature

On select calculator pages, you have the option to email yourself a copy of your estimate. If you choose to use this feature, the email address you provide, along with the calculator inputs and results you entered, are submitted to our form-processing provider (Formspree) to send you that email. This feature is entirely optional — if you don't use it, no calculator data or email address is transmitted anywhere. We do not use this email address for marketing and do not sell or share it with third parties beyond what's needed to deliver your estimate.

Information We May Collect

We may collect limited, non-personal information to help us understand how the website is used and to improve our tools. This may include:

• Anonymous usage statistics
• Approximate location (country or region)
• Device type and browser information
• Pages visited and time spent on the site

Analytics

We use Google Analytics in a privacy-focused configuration. Analytics data is anonymised, IP addresses are not stored, and advertising or personalisation features are disabled.

This information helps us understand which calculators are useful and how the site can be improved.

Cookies

We do not use cookies for advertising or cross-site tracking. Our analytics setup is configured to minimise data collection and storage. Depending on your browser and settings, limited technical storage may be used for basic site measurement.

Third-Party Services

We may link to third-party websites for informational purposes. We are not responsible for the privacy practices or content of those external sites.

No Legal or Financial Advice

The calculators and information provided on this website are for informational purposes only and do not constitute legal, tax, or financial advice. You should consult a qualified professional for advice specific to your situation.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in the website or applicable regulations. Any updates will be posted on this page.

Contact

If you have questions about this Privacy Policy, you may contact us at:
[email protected]

Effective date: 2026-01-25